FineAdvisor Member Terms and ConditionsWelcome to www.FineAdvisorn.com , the web site that is a platform for on- line advice and professional consulting services. FineAdvisor..com is owned and operated by Dass Infitech,Delhi,India. The specific features and functionality of the Site are to be determined solely by FineAdvisor and are subject to change or termination without notice. YOU AGREE THAT BY USING THIS SERVICE YOU ARE AT LEAST 18 YEARS OF AGE AND YOU ARE LEGALLY ABLE TO ENTER INTO A CONTRACT. This Agreement sets and contains all of the terms and conditions between a user of FineAdvisor.com services (“you” or “Member”) and FineAdvisor. By clicking the “Yes” button and then the “Continue” button to submit the Member registration form, a binding agreement will be executed between you and FineAdvisor. The Member should therefore read this Agreement carefully. If, however, you (the Member) do not agree to be bound by this Agreement, click the “No” button. In such case you will not be able to register as a Member at Fine Advisor.. Definition of Service FineAdvisor.com provides a platform where Members can locate an Expert and ask for advice or services. FineAdvisor will enable a Member to negotiate and communicate with Experts and to pay for services provided by such Experts. FineAdvisor makes no representation or warranty whatsoever as to (a) the willingness or ability of any Expert to give advice, (b) whether the Member shall find the advice given by an Expert satisfactory, (c) whether the advice of the Expert will provide an adequate solution to his or her question, or (d) whether the Expert advice will otherwise be suitable to his or her needs. FineAdvisor does not verify the skills, degrees, qualifications, credentials or background of any Experts. Therefore, Member is encouraged to independently verify the skills, degrees, qualifications, credentials and background of those Experts from whom he or she receives or contemplates to receive advice or service FineAdvisor does not refer, endorse, recommend, verify, evaluate or guarantee any advice, information, or other services provided by Experts, and nothing shall be considered as a referral, endorsement, recommendation or guarantee of any Expert. FineAdvisor does not warrant the validity, accuracy, completeness, safety, legality, quality, or applicability of the content or anything said or written by its Experts or any advice provided, including any information contained in any Expert listing.FineAdvisor will not be liable for any damages sustained due to reliance by Member on such information or advice provided by any Expert. Interactions with Medical or Mental Health Professionals, Attorneys and other Experts If a Member chooses to interact with aNY mental OR MEDICAL health professional, physician, attorney or other professional expert on the Site, the Member relationship (as with all other Experts) is strictly with the professional. FINEADVISOR is not involved in any way with the substance of that relationship or the advice or information given therein, AND DOES NOT VALIDATE THE INFORMATION OR ADVICE PROVIDED TO YOU BY SUCH EXPERT. The advice or information provided by professional experts is provided for informational purposes only and cannot be considered a substitute for professional advice. Without limiting the previous statement, advice or information provided by medical health professionals or physicians is provided for informational purposes only and cannot be considered a substitute for a face-to-face physical examination of the Member by a doctor. Members should not rely solely on advice provided by medical health professionals or physician Experts on the site. FINEADVISOR strongly recommends that a Member seeking mental health or medical advice make an appointment for an examination in person with qualified professionals. FineAdvisor does not endorse or recommend any mental health professional, medical professional, physician, attorney or other professional or Expert on the Site. Member understands that it is his or her responsibility to check the certification and/or licensing of the mental health professional, physician, attorney or other professional Expert with the applicable state licensing Board or authorities in the expert’s state or country. Member acknowledges no Experts are employees or agents of FineAdvisor and FineAdvisor assumes no responsibility for any act or omission of any such Expert. Member understands and agrees that, although a mental or medical health professional, physician, attorney or other professional Expert may have been accessed through the Site,FineAdvisor cannot predict or assess the competence of, or appropriateness for Member's needs, of the professional or other Expert. Member also understands that Member takes full responsibility for the decision to access a mental health professional, physician, attorney or other Expert through the Site and to continue to interact with the medical or mental health professional, physician, attorney or other Expert, and that the role of FineAdvisor is strictly limited to providing access to such professionals and other Experts and their services for Member's consideration. Member hereby releases and agrees to hold harmless Fine Advisor, its directors, officers, employees, agents, successors, advisors, consultants, and assigns from any and all causes of action and claims of any nature resulting from the acts of medical or mental health professionals, physicians, attorneys or any other Experts accessed through the Site. IF YOU ARE THINKING ABOUT SUICIDE OR FEEL THAT YOU MAY BE A DANGER TO YOURSELF OR TO OTHERS, PLEASE IMMEDIATELY CALL 911 (OR THE RELEVANT EMERGENCY NUMBER IN YOUR COUNTRY) AND NOTIFY THE POLICE OR EMERGENCY MEDICAL SERVICES. Opinions of the medical or mental health professionals, physicians, attorneys and other Experts are solely their opinions, and not those of Fine Advisor. Fine Advisor does not assume any liability or responsibility for the accuracy of the content on the Site, including the biographical information, qualifications, credentials or other data regarding the mental health professionals, physicians, attorneys or other Experts. Fine Advisor does not assume any liability or responsibility for damage or injury to persons or property arising from the use of any information or advice given by an Expert. Member should independently verify the qualifications, experience and credentials of any Expert engaged by Member. Content Fine Advisor.com may contain content, including financial information, provided by third parties. Such content is provided for informational purposes only and is not intended for trade or investment purposes. Furthermore, Fine Advisor.com operates bulletin boards pursuant to which Experts may answer questions regarding various topics. As noted above, Fine Advisor does not warrant the validity, accuracy, or availability of the content and Expert advice provided and it will not be liable for any damages sustained by Member due to reliance on such information or advice. The information furnished by Experts is intended for general reference purpose only. The consultation with Experts via Fine Advisor.com cannot and does not replace a meeting with a professional. Member is encouraged to verify the information furnished by Experts. Any information on Fine Advisor.com and information furnished by Experts is not intended to offer a solution for a specific problem and must be considered as general in nature. ANY RELIANCE ON SUCH INFORMATION IS DONE AT THE MEMBER'S FULL AND SOLE LIABILITY. Disclaimer of Warranty and Limitation of Liability MEMBER ACKNOWLEDGES AND AGREES THAT THE LIVEPERSON.COM SERVICE IS PROVIDED “AS IS”, AND THEREFORE MEMBER WILL NOT HAVE ANY CLAIM OR DEMAND VIS-A-VIS FINEADVISOR IN RESPECT TO FINEADVISOR’S EXPERTS, PROPERTIES, LIMITATIONS OR COMPATIBILITY WITH THE MEMBER'S NEEDS. THE USE OF FINEADVISOR.COM IS AT THE MEMBER'S SOLE RISK. TO THE FULLEST EXTENT OF THE LAW,FINEADVISOR EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, SECURITY OR ACCURACY. FINEADVISOR EXPRESSLY DISCLAIMS ALL WARRANTIES FOR INFORMATION POSTED OR TRANSMITTED BY EXPERTS. IF A MEMBER DECIDES TO RELY ON INFORMATION PROVIDED BY AN EXPERT FOLLOWING THE USE OF LIVEPERSON.COM, MEMBER MUST EXERCISE A HIGH STANDARD OF CARE. THE MEMBER SHALL NOT HAVE ANY CLAIM OR DEMAND VIS-A-VIS LIVEPERSON, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS IN RESPECT TO ANY SERVICE OR ADVICE MEMBER DECIDES TO RECEIVE AND/OR TO RELY ON. FINEADVISOR WILL NOT BE DEEMED THE PROVIDER OR RECIPIENT OF ANY SERVICES OR INFORMATION ACQUIRED THROUGH LIVEPERSON.COM. THE PURCHASE OF SERVICES IS EFFECTED AT THE MEMBER'S SOLE RISK. UNDER NO CIRCUMSTANCES WILL FINEADVISOR, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS BE LIABLE TO ANY MEMBER FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES (INCLUDING BUT NOT LIMITED TO LOSS OF BUSINESS, REVENUE, PROFITS, USE, DATA OR OTHER ECONOMIC ADVANTAGE), HOWEVER IT ARISES, WHETHER IN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, OR ARISING FROM THE SERVICES OR ANY PROVISION OF THIS AGREEMENT. LIVEPERSON, ITS AFFILIATES, THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS’ AGGREGATE LIABILITY FOR DIRECT DAMAGES ARISING WITH RESPECT TO THIS AGREEMENT WILL NOT EXCEED THE TOTAL AMOUNT OF MONEY PAID BY MEMBER TO EXPERTS THROUGH LIVEPERSON.COM IN THE SIX MONTH PERIOD PRIOR TO THE DATE THE CLAIM AROSE. MEMBER ACKNOWLEDGES AND AGREES THAT LIVEPERSON DISCLAIMS ANY LIABILITY WITH RESPECT TO ANY CLAIM, SUIT OR ACTION BROUGHT BY AN EXPERT IN CONNECTION WITH PAYMENT FOR SERVICES BY THE MEMBER AND MEMBER AGREES TO INDEMNIFY AND HOLD LIVEPERSON HARMLESS IN CONNECTION WITH ANY SUCH CLAIM. LIVEPERSON WILL NOT BE LIABLE FOR ENFORCING ANY AGREEMENT THAT WAS MADE BETWEEN AN EXPERT AND A MEMBER, INCLUDING A MEMBER FEE AGREEMENT. MEMBER WILL BE SOLELY RESPONSIBLE FOR ANY AGREEMENT MADE WITH AN EXPERT. IN THE EVENT OF A DISPUTE REGARDING ANY TRANSACTION CONDUCTED THROUGH LIVEPERSON.COM, THE MEMBER HEREBY RELIEVES LIVEPERSON, ITS AFFILIATES, THEIR RESPECTIVE OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, SUB-CONTRACTORS AND AGENTS FROM ALL MANNER OF ACTIONS, CLAIMS OR DEMANDS AND FROM ANY AND ALL LOSSES (DIRECT, INDIRECT, INCIDENTAL OR CONSEQUENTIAL), DAMAGES, COSTS OR EXPENSES, INCLUDING, WITHOUT LIMITATION, COURT COSTS AND ATTORNEYS' FEES, WHICH MEMBER MAY HAVE AGAINST ONE OR MORE OF THE ABOVE. Member Agreement By submitting the Member registration form, you, the Member, represent, warrant and agree to the following:
Member's Conduct: You, the Member, will be solely and fully liable for all conduct, postings and transmissions that are made under your user name and password. You warrant and declare that while you are using FineAdvisor.com you will act according to the following rules and agree to the following:
Member and FineAdvisor Fees FineAdvisor will use reasonable efforts to process the payments due from the Member according to the terms agreed upon between Member and an Expert within seven (7) working days from the execution date of each transaction. Member is obligated to report to FineAdvisor in cases when he or she was billed directly by an Expert (i.e. not through FineAdvisor). Such report should include a description of the service that was rendered by the Expert and the price charged. Time charges to Members are based on increments of a minute as measured on FineAdvisor's servers. Charges to Members are rounded up so that any part of a minute is considered a full minute of time charges. FineAdvisor's billing system is not fault-free or flexible; therefore FineAdvisor shall not be liable for any problems, miscalculations or malfunctions in processing the payments owed by the Member. If the Member thinks that a mistake has occurred he or she may send his or her complaint to accounting@FineAdvisor.com. User Name and Password When you, the Member, create and open an account with FineAdvisor, you will be asked to provide a user name and password. You are entirely responsible for maintaining the confidentiality of your password and user name and any other security information related to your account. You will be fully responsible for all activities that occur under your account, user name or password. You may not use the account, username or password of someone else at any time. You will immediately notify FineAdvisor of any unauthorized use of Member's password, user name, e-mail, or any other breach of security. FineAdvisor encourages Member to change their password at least once a month. FineAdvisor will not be liable for any loss that you incur as a result of someone else using your account or your password, either with or without your knowledge. You may be held liable for any losses incurred by FineAdvisor due to someone else’s use of your account or password. Privacy Member Information. Member does not have to furnish the information required for registration to FineAdvisor.com. However, without that information Member will not be able to use the services of FineAdvisor.com. FineAdvisor Inc. is the sole owner of the information collected on this Site. FineAdvisor will not sell, share, or rent this information to others in ways different from what is disclosed in this Agreement. By consenting to this Agreement, you agree and acknowledge that FineAdvisor may collect, process, and transfer any information, private or otherwise, so long as FineAdvisor does so for the purpose for which it was collected. In order to use FineAdvisor.com, both Members and Experts must first complete a registration form. During registration the Member is requested to furnish contact information, such as name and email address. This information may be used to contact the Member about the services on FineAdvisor.com in which he or she has expressed interest, and is also used as Member's login information. Member may be asked to provide additional personalized information (such as experience and qualifications, areas of interest, profession, education, etc.) and unique identifiers (such as a screen name), so FineAdvisor may provide a more personalized experience on the Site. In such case the Member may decide whether he or she wishes to provide such information or not. The information furnished by the Member during the registration process will be kept in FineAdvisor's database. FineAdvisor will use reasonable means to protect the integrity and safety of the database. However, such means are not fault-proof and FineAdvisor will therefore not be liable for any direct, indirect, consequential or incidental damage that the Member may sustain due to unauthorized intrusion of the database. Member consents to FineAdvisor collecting and processing Member’s personal information for normal business use by FineAdvisor. Member Communications. FineAdvisor does not screen or edit the content of communications between Experts and Members, but FineAdvisor may copy, transmit and review communications conducted by or through FineAdvisor.com for technical support and/or in order to uphold the terms of this Agreement. Such communications are confidential, personal and private unless both the Member and the Expert agree to other distribution, for example, by posting questions or services on the Public Board (described later). Currently, chat communications between the Member and FineAdvisor's servers are encrypted. Chat communications between the Expert and FineAdvisor's servers are also encrypted, but only if the Expert is using the most current version of FineAdvisor's software. Email and phone communications are not encrypted and thus may be more susceptible to unauthorized monitoring. FineAdvisor makes public bulletin boards available to its Members. The Public Boards allow Members to post questions or service requests that can be viewed by all Experts. Requests may be posted anonymously. A Member can also determine the length of time he or she wishes to have his or her question remain “in view” on the Public Board. All postings, descriptions, etc. on the Public Board are public until Member enters into a personal negotiation with an Expert. All subsequent communications between the Member and Expert, including both the negotiation phase and the actual relaying of service, are not available to other FineAdvisor Members and Experts, and are confidential between Expert and Member. Chat and e-mail communications between Members and Experts are stored on FineAdvisor servers for a certain amount of time and available for review by Experts and, if a paid session, by Members. Cookies. FineAdvisor makes use of cookies to store information. A cookie is a piece of data stored on the Member's hard drive containing information about the Member. For instance, by accepting a cookie by FineAdvisor.com, the Member will not have to enter his or her login information (his or her email and password) every time he or she logs into his or her account, thereby saving time while on FineAdvisor.com. If the Member rejects the cookie, he or she may still use FineAdvisor.com; however, the Member will simply have to login each time he or she visits the Site. Cookies can also be used to enable FineAdvisor to track and target the interests of the Member in order to enhance his or her experience on FineAdvisor.com. Of course, if the Member shares his or her computer with others, others may be able, with certain browsers or under certain circumstances, to read the Member's communications with Experts and FineAdvisor.com. FineAdvisor Use of Data. FineAdvisor uses IP addresses to analyze trends, administer the site, track a Member's movement, and gather broad demographic information for aggregate use. IP addresses are also linked to personally identifiable information in order to improve the Member's experience when using the Site. FineAdvisor may also retain any emails, letters, or other correspondence between the Member and FineAdvisor to ensure quality control and the best possible service, although it has no obligation to do so. FineAdvisor may use the information furnished by the Member, as well as information that it collects regarding use patterns and transactions that are conducted through FineAdvisor.com, in order to improve FineAdvisor.com, to analyze statistical information regarding FineAdvisor.com, and to furnish such statistics to third parties, including advertisers. Information furnished to third parties will not identify the Member personally. FineAdvisor may from time to time send e-mail advertisements to Members, whether the material is its own or is commercial information furnished by third parties. Member is given the opportunity to 'opt-out' of having his or her information used for purposes not directly related to FineAdvisor.com at the point when FineAdvisor asks for such information. FineAdvisor's registration form has an 'opt-out' mechanism to allow for removal from newsletters, promotions, etc., and Members can always choose to 'opt-out' by following the appropriate procedure from within the Member's FineAdvisor account. Ratings and testimonials provided by Members on FineAdvisor.com are public and are identified by the Member's Screen Name. If the Member elects to use FineAdvisor's referral service for informing a friend about the Site, FineAdvisor asks the Member for the friend's name and email address. FineAdvisor will automatically send the friend a one-time email inviting them to visit the Site. FineAdvisor stores this information for the sole purpose of sending this one-time email. The friend may contact FineAdvisor at service@FineAdvisor.com to request the removal of this information from its database. FineAdvisor reserves the right to partner with another party to provide specific services. When the Member signs up for these services, FineAdvisor will share names, or other contact information that is necessary for the third party to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services or as otherwise specified in the registration process for such services. FineAdvisor may assign, transfer, rent, sell or lease its database, without giving the Member any prior notice, to any other subsidiary of FineAdvisor's holding company, FineAdvisor's subsidiaries and, in any case of merger or bankruptcy to the surviving entity after such merger or bankruptcy or to any third party that will ratify FineAdvisor's privacy policy. FineAdvisor may divulge to a third party personally identifiable information and transaction details according to a judicial writ, demands of governmental authorities, and in any legal proceedings between FineAdvisor and the Member. In addition, FineAdvisor may disclose personally identifiable information to the Expert or to public authorities to deal with emergency situations or situations where the Member's safety may be in jeopardy. FineAdvisor may, in its discretion, create co-branded web sites with its partners. In such case, the Member listings may appear in the co-branded site. Unless Member agrees otherwise, all personally identifiable information is stored solely by FineAdvisor. FineAdvisor does track and record an affiliate web site from which a visitor has linked to FineAdvisor.com. If a visitor registers to become an Expert and/or a Member, FineAdvisor may track the partner website's name in order to further the relationships FineAdvisor has with its affiliates. General. If a Member wishes to update his or her personally identifiable information, such as a mailing address, or if a Member no longer desires FineAdvisor's service, FineAdvisor will endeavor to provide a way to correct, update or opt-out of any of FineAdvisor's services. This can usually be done from within the Member's FineAdvisor account, or by emailing our Customer Support at service@FineAdvisor.com. If the Member has any questions about FineAdvisor's privacy statement, the practices of FineAdvisor.com, or your dealings with FineAdvisor, please contact: service@FineAdvisor.com, or call: 1-917-591-3027 (in the US). Links FineAdvisor.com may contain links to web sites operated by third parties. FineAdvisor has no control over such sites and the information provided in them. The Member acknowledges and agrees that FineAdvisor is not responsible for the availability of such third party web sites and will not be responsible or liable for any content, advertising, products, privacy policy or other materials contained therein. The Member warrants and agrees that FineAdvisor will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, products or services available on or through any third party web sites. FineAdvisor encourages the Member to be aware when he or she leaves FineAdvisor.com and to read the privacy statements of each and every web site that collects personally identifiable information. Advertisements FineAdvisor may include in FineAdvisor.com advertisements on its own behalf or paid advertisements on behalf of interested companies and/or individuals. By clicking on the advertisements, the Member may be shifted to a web site of the advertiser or receive other messages, information or offers from the advertiser. The Member acknowledges and agrees that FineAdvisor is not liable for the privacy practices of advertisers or the content of their web sites, information, messages or offers. The Member is wholly liable for all communications with advertisers and for all transactions subsequently executed. Modifications and Termination of FineAdvisor.com FineAdvisor reserves the right to modify or discontinue, temporarily or permanently, the services in FineAdvisor.com, with or without notice to Member. Member agrees that FineAdvisor shall not be liable to Member or any third party for any modification or discontinuance of FineAdvisor.com's services, or for any losses or damages that may result to Member from such discontinuation or interruption of service. FineAdvisor's services depend on various factors such as software, hardware and communications networks of FineAdvisor, its contractors and suppliers. Hence, FineAdvisor cannot guarantee that FineAdvisor.com's service will be uninterrupted or that it will be timely, secure or error-free. FineAdvisor, in its sole discretion and for any reason, may terminate Member's participation in FineAdvisor.com and refuse any and all current or future use by Member of FineAdvisor.com. Intellectual Property FineAdvisor is the sole owner of all the intellectual property, and in particular the copyright, trademarks, database and patents, in FineAdvisor.com and in any software, application, graphics, text and other materials used therein, including the organization and selection of the materials contained therein. FineAdvisor.com contains copyrighted material, trade secrets and proprietary information owned by FineAdvisor. This Agreement does not grant the Member any rights to patents, copyrights, trade secrets, trade names, trademarks (whether registered or unregistered), domain names or any other rights, functions or licenses in respect of FineAdvisor.com. The Member may not create derivative software based upon any trade secret, intellectual property or proprietary information of FineAdvisor. Furthermore, the Member may not sub-license, assign, transfer, sell or make any other commercial use of his or her membership in FineAdvisor.com. The Member may not adapt or use any trademark or trade name, domain name similar to or likely to be confused with that of FineAdvisor's and FineAdvisor.com, or take any other action that infringes upon or impairs FineAdvisor's trademark rights. FineAdvisor shall retain all ownership in and to FineAdvisor.com and all content displayed on FineAdvisor.com, including copies of data transferred or received by Member through the Site. Copyright Policy: FineAdvisor respects the intellectual property of others, and we ask our users to do the same. FineAdvisor may, in appropriate circumstances and at its discretion, terminate the account or access of users who infringe the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide FineAdvisor's Copyright Agent the following information:
Indemnification Member shall indemnify, defend and hold harmless FineAdvisor, and its employees, representatives, agents and affiliates against any and all losses, damages, suits, judgments, costs and expenses (including litigation costs and reasonable attorneys' fees) arising out of or in connection with any claim, suit, action, or other proceeding brought against FineAdvisor or such party, to the extent that such claim, suit, action or other proceeding is based on or arises from: (a) any breach of any representation, warranty, covenant or agreement to be performed by Member according to this Agreement; (b) Member's refusal to pay for services provided by any Expert; or (c) any materials that Member had posted to FineAdvisor.com or transmitted through it, and/or any content on Member's Web site or otherwise provided by Member. Notice Any notice or other communication to be given hereunder will be in writing and given by facsimile, postpaid registered or certified mail, return receipt requested, or electronic mail. The date of receipt shall be deemed the date on which such notice is given. No Assignment Member shall not assign his or her rights and obligations according to this Agreement, in whole or in part, whether voluntarily or by operation of law, without the prior, written consent of FineAdvisor. Any purported assignment by Member without the appropriate prior written approval will be null and void and of no force or effect. Modifications to this Agreement FineAdvisor may change this Agreement or any part hereof at any time according to its absolute discretion and without any prior notice. Therefore, Member is encouraged to check the terms of this Agreement frequently. By using the service or Site after the changes, Member agrees to be bound by such changes to this Agreement. Miscellaneous Nothing in this Agreement shall be construed as making either party the partner, joint venture, agent, legal representative, employer or employee of the other. Neither party shall have, or hold itself out to any third party as having, any authority to make any statements, representations or commitments of any kind, or to take any action that shall be binding on the other, except as provided for herein or authorized in writing by the party to be bound. This Agreement shall be interpreted only in accordance with the laws of the State of New York (excluding any rules governing choice of laws), and any legal proceeding arising out this Agreement will occur exclusively in the courts located in New York, New York. This Agreement will be binding and will inure to the benefit of the legal representatives, successors and assigns of the parties hereto. This Agreement (and the policies referenced herein and incorporated by reference) constitutes the entire agreement between FineAdvisor and Member with respect to the subject matter hereof, and Member has not relied upon any promises or representations by FineAdvisor with respect to the subject matter except as set forth herein. FineAdvisor.com services are not open to Members who live in a country that is prohibited by law, regulation, treaty or administrative act from entering into trade relations with the United States. No amendment to this Agreement will be effective unless made in writing. The paragraph headings herein are solely for the sake of convenience and will not be applied in the interpretation hereof. If any provision of this Agreement is held by a court of competent jurisdiction to be illegal, invalid, unenforceable, or otherwise contrary to law, the remaining provisions of this Agreement will remain in full force and effect. Violation The Member may report any violation of this Agreement to service@FineAdvisor.com. |